End Use Certificate from CA
Get CA certified End Use Certificate with UDIN which is mandatory for Bank Loans, Government Subsidy, Startups raising funds, NGOs etc. Call us or Whatsapp us !!
- Instant Scan Copy in 1 hour
- Physical Delivery
- 100+ Certificate already generated
When it comes to various compliance, loans, subsidies, and foreign exchange transactions, the End Use Certificate plays a crucial role. Issued by a Chartered Accountant (CA), this document is often a prerequisite for financial institutions and government bodies to ensure proper utilization of funds.
In this article, we’ll explore everything you need to know about the End Use Certificate from a CA—including its purpose, requirements, format, and associated fees.
What is an End Use Certificate?
An End Use Certificate is a declaration provided by a Chartered Accountant (CA) certifying that funds received by a business or individual have been used for the intended purpose. It serves as a financial verification tool to track fund utilization.
This certificate is often required by banks, financial institutions, and government departments to ensure transparency and accountability.
Where is an End Use Certificate Required?
End Use Certificates are commonly required in the following scenarios:
Bank Loans: To verify that loan funds have been used for the specified project or purchase or repayment of other loans.
Subsidy Claims: For government subsidies where proof of fund utilization is essential.
Export-Import Transactions: Especially when dealing with foreign currency remittances or foreign investments.
Startups and MSMEs: During seed funding or government grant disbursals.
NGOs and Trusts: To verify how donations or grants have been spent.
Who Can Issue an End Use Certificate?
Only a practicing Chartered Accountant (CA) registered with the Institute of Chartered Accountants of India (ICAI) can issue an End Use Certificate. The CA must conduct a review of the relevant financial documents before certifying the fund usage.
Is UDIN Required for an End Use Certificate?
Yes, the Unique Document Identification Number (UDIN) is mandatory for End Use Certificates issued by CAs. Introduced by ICAI, UDIN helps validate the authenticity of the certificate and prevents forgery.
Documents Required for End Use Certificate
To issue an End Use Certificate, the following documents are generally required:
Sanction Letter or Approval Copy (for loan, subsidy, etc.)
Bank Statements
Invoices or Bills related to fund usage
Utilization Summary Report
PAN and GST Registration of the entity
Financial Statements (if applicable)
Loan Agreement (in case of loans)
The exact list may vary depending on the purpose and the issuing CA’s checklist.
How to get End Use Certificate from CA online?
Here’s the step-by-step guide:
- Submit Documents: Provide us with necessary documents as mentioned above for the relevant period.
- Verification Process: CA will carefully verify the details you submitted.
- Draft issued: Draft of certificate is sent for confirmation if required.
- Final Certificate Issuance: We will issue the final signed and stamped by CA End Use Certificate with UDIN.
Contents of End Use Certificate
A End Use Certificate should include the following:
Name and details of the beneficiary
Purpose of the fund received
Amount received and utilized
Brief utilization summary
Supporting document references
Signature and seal of the Chartered Accountant
Date of issuance
UDIN
End Use Certificate from CA for Bank loan Format
(On the letterhead of the Chartered Accountant firm)
End Use Certificate
To
The Branch Manager,
[Bank Name],
[Bank Address]
Subject: End-Use Certificate for Loan against Account No. ________
Dear Sir/Madam,
This is to certify that [BorrowerName], holder of Loan Against Property Account No LAP-______, have utilized the loan amount sanctioned by M/s. [Bank Name], for the following purpose as per the loan agreement:
1. Purpose of Loan Utilization: To consolidate existing debts.
2. Amount Utilized: INR 30,00,000. Thirty Lakhs Only.
3. Verification of Utilization: We have examined the utilization of the loan funds and confirm that the amount has been utilized exclusively for the specified purpose mentioned above.
This certificate is issued based on the examination and verification of relevant documents and information provided by [Borrower]. We confirm that the utilization of the loan funds complies with the terms and conditions specified in the loan agreement with [Bank Name].
For A R Dhorajiya & Co.
Chartered Accountants
Firm Registration No. XXXXXX
[Sign of CA with stamp]
CA Arjun Dhorajiya
(Proprietor/Partner)
Membership No. XXXXXX
UDIN: XXXXXXXXXXXXX
Place:
Date:
Sample CA certified End Use Certificate from CA

Download End use certificate in word or pdf format
Download the word and pdf template. After clicking, Go to File and then select download to download End use certificate in word or pdf format.
How much is the fees for End use certificate from CA?
The fees for obtaining a End use certificate may vary based on the complexity of the case, volume of transactions, and the CA’s professional charges. On average, the fee ranges from ₹1,000 to ₹3,000, depending on various factors.
Get CA Certificate From Us
Get your CA certified End use certificate easily and affordably by ordering via call on +91 9769647582.
Our Team will guide you every step of the way. Whether it’s a No Statutory Dues Certificate, turnover certificate, net-worth certificate, or any specified certificate – we have got you covered.
Count on us to support all your business needs, including new business registration. We are here for you every step of the way!
For more services visit our homepage
Frequently Asked Questions
You can obtain services from any qualified Chartered Accountant (CA) like us who is a member of ICAI for your specific needs.
Yes, UDIN is mandatory for all CA Certificates, according to the Q28 of FAQ on UDIN released by ICAI.
Every certificate we provide comes with a unique ID – the UDIN (Unique Document Identification Number). You can effortlessly check its authenticity online at https://udin.icai.org/search-udin.
Google reviews
All Services across Bharat
- Income tax
- GST
- Business registration
- Accounting
- Audit
- ROC filings
- Certificates
- Project report or CMA data